Shabda Gyawali's Blog

Skeele's enterprise brings job prosperity to families in Nepal by selling fibers from plants grown in the Himalayas to international markets - however, finding funding to scale her operations has been a challenge. The enterprise, she finds, does not fit neatly into the usual healthcare, water, agriculture, housing or hunger sectors. Since most social venture firms do not accept unsolicited proposals, this adds further stress to a stressful search.. .Click here to read more

" तथ्यांकअनुसार सुरुदेखि ०६५/०६६ को अन्त्यसम्म १ लाख १८ हजार ९ सय २२ उद्योग खारेज भएका छन् भने ५३ करोड ५१ लाख रुपैयाँ लगानी खेर गएको छ । यो अवधिमा ९ लाख ९८ हजार ९ सय ३० व्यक्तिको रोजगारी गुमेको महासंघको औद्योगिक प्रवद्र्धन तथ्यांकमा उल्लेख छ ।" तथ्यांकअनुसार हालसम्म मुलुकभर सञ्चालनमा रहेका घरेलु तथा साना उद्योगमा मात्रै १ खर्ब ७ अर्ब ५ करोड लगानी छ । यसबाट १ लाख १० हजार ७ सय ६१ उद्योग सञ्चालनमा छन् भने तिनमा ९ लाख १५ हजार ५ सय ३९ जनाले रोजगारी पाएका छन् ।.............. Click here to read more

"T he interaction was held by the ministry in association with National Banking Training Institute with an objective of enhancing people’s access to financial service. “Our objective is to enhance common people’s excess to financial services via branchless banking,” said NBTI CEO Sanjib Subba. “Participants discussed creating a common network platform for conducting branchless banking. As it requires a huge investment in technology, the participants focused on finding a way for moving ahead together.” Click here to Read more

we have currently installed the power of around 700 MW only. We have huge hydropower resource of 43,000 MW but have been successful in harnessing only 1.5 percent of its potential. Besides, we do not have any known resources of petroleum products, but the consumption of these products has been increasing at a tremendous rate. In 2010, total petroleum products sales (1.2 million) increased by 27 percent but some of the products increased at a much higher rate such as petrol by 31 percent, diesel by 37 percent and LPG by 22 percent respectively. The consumption of the petroleum products is much higher in comparison with the GDP growth rate of around 3.5 percent . As per the Economic Survey of the country, import of petroleum products was just 27 percent of the commodity exports in 2001. Now in 2011, it may surpass 110 percent (around Rs 70 billion) of the commodity exports (Rs 64 billion approximately). Because of the power cuts and other reasons such as strikes and labor problems, our i...

Problem : " Under the community-led model, user groups partnered with the government to being electricity to villages that were off the grid. Communities took charge of distribution, maintenance, and even shared 20 per cent of construction costs, with government providing the rest. These community-managed systems are so well administered that pilferage is non-existent and most are making decent profits. This is in stark contrast to the badly managed and nearly insolvent NEA. Following electrification under this model, schools have introduced computers, health posts have started refrigerating vaccines, and small-scale industries are being set up." " Faced with crippling power cuts in the capital, it is easy to forget about the 55 per cent of rural Nepal that isn't connected to the grid. But community electrification is one of Nepal's few success stories, and high-level visits from Bhutan and Laos indicated international interest in the model. By forcibly incorpora...

Problem : KATHMANDU, March 29: Police apprehended four people for administering fake hepatitis B vaccine to the public in Boudha following the tip-off from the District Public Health Office (DPHO), Kathmandu. DPHO Chief Bisho Ram Shrestha said the police have handed over the quack vaccinators to Kathmandu District Administration Office for punishment. Claiming such vaccines can have disastrous impact on human health, Shrestha said, "Preventing fake vaccinators from selling unapproved vaccines has become a major challenge for us." According to DPHO, all vaccines must have quality approval from World Health Organization (WHO) before being administered. Likewise, vaccines must also get approval from the Department of the Drug Administration (DDA). The vaccines administered by the arrested vaccinators had approval from neither of the agencies. Click here to read more Solution??????????????? Sproxil is combatting the global counterfeit drug market through a MobileProduct Authent...

Domestic production fulfils only half of the total daily requirement of 800,000 liters of milk across the country. मुलुकमा खपत हुने आधा दूधका लागि भारतमै निर्भर हुनुपर्ने बाध्यता अन्त्य गर्न भन्दै रुपन्देहीमा २५ करोड रुपैयाँ लागतमा पशुपालन तथा दुग्ध उत्पादन फार्म स्थापना गरिएको छ "लुम्बिनी एग्रो प्रोडक्ट्स एन्ड रिसर्च सेन्टर १० बिघा क्षेत्रफलमा फैलिएको छ । फार्ममा अहिले होलस्टाइन, जर्सीलगायत पाँच प्रजातिका १ सय ७० वटा गाई, १५ वटा भैंसी, तीनवटा साँढे र ६५ वटा बाच्छाबाच्छी छन् । गाई संख्या छिट्टै ५ सय पु¥याउने लक्ष्य रहेको फार्म सञ्चालक शशी पौडेलले जानकारी दिए । “पशुपालनलाई व्यावसायीकरण गरी दूधमा देशलाई आत्मनिर्भर बनाउने उद्देश्यले फार्म सञ्चालन गरेका हौं,” उनले भने ।" "फार्मले दूध चिस्याउने र दूध दुहुने मेसिन पनि राखेको छ । हाल १ सय दुहुना गाईबाट दैनिक १ हजारदेखि १२ सय लिटर दूध उत्पादन भइरहेको छ । एउटा गाईले बढीमा ४०–४५ लिटर र कम्तीमा १० लिटर दूध दिने पौडेलले बताए । २३ फिट अग्लो आधुनिक गोठसहितको फार्ममा अहिले २५ जनाले प्रत्यक्ष रोजगारी पाएका छन् ।" click here to read...

Organized retail stores like ( Bhat Bhateni,Big mart) are sprouting all over the big cities of the country ............ the key drivers being changing consumer profile and demographics, increase in the number of international brands available in the Nepali market, economic implications of urbanization, credit availability, improvement in the infrastructure, increasing investments in technology and real estate building a world class shopping environment for the consumers. I recently read about Big Mart opening a new store in Kathmandu ...here is the synopsis of the article Big Mart will contain 11,000 sq ft on three floors and expects to provide employment to 70 to 80 people. According to Prince Khetan, managing director of Mega Mart, the company is investing around Rs 50 million in the project. Inventory consists of 34,000 kinds of products and counting. Mega Mart is also planning to open two new outlets at Jawalakhel, Lalitpur and Batti...

According to a study, in Nepal amount of total deposits in financial cooperatives have outgrown the total deposits of all the commercial banks...............Does this mean encourage Financial cooperatives for financial inclusion ???? " मुलुकभर रहेका सहकारीहरूमा सम्पूर्ण ३१ वटा वाणिज्य बैंकभन्दा बढी निक्षेप रहेको सहकारी विभागले गरेको एक अध्ययनले देखाएको छ । विभागले माघमा संकलन गरेको विवरणअनुसार सहकारीको कुल निक्षेप बैंकहरूको भन्दा ३० अर्ब रुपैयाँले बढी छ । वित्तीय सहकारीले गत माघसम्म ६ खर्ब ५० अर्बभन्दा बढी निक्षेप संकलन गरेको तथ्यांक छ । नेपाल राष्ट्र बैंकको पुससम्मको तथ्यांकअनुसार वाणिज्य बैंकहरूमा ६ खर्ब १९ अर्ब रुपैयाँ निक्षेप छ ।" Click here to read more This news forced me to revisit an article I read in Harvard business review - " many innovations that engage the poor have come from players outside the mainstream in their industries. Take the financial sector, for example: Microfinance originated with NGOs, mobile money was developed primarily by telecom comp...

The government of Nepal has launched a $275m (£169m) initiative to bring an end to the country's energy crisis within five years. Despite having massive hydro-power potential, Nepal produces less than half its electricity needs. The government says that under its plan , Nepal will be free from load-shedding within five years. It says that it will also waive custom duties for materials related to produce solar power make better use of existing thermal plants waive tax on private investors building new hydroelectric power plants encourage the private sector to produce power from rubbish The government also said it would provide special security for investors and introduce laws to make it a crime to hamper energy construction projects, punishable by five years in prison. Source: http://www.bbc.co.uk/news/world-south-asia-12846672 The economics of Solar power click to read (Source: Mckinsey & Company)

pic source: MIN RATNA BAJRACHARYA Perhaps two-fifths of the people in Asia’s cities do not have access to piped water. Many of the rest suffer from intermittent supply and unsafe water. And, globally, the provision of water to cities is not keeping pace with urbanisation. In a message for “World Water Day” on March 22nd the United Nations’ secretary-general, Ban Ki-moon, claimed that in the past decade the number of city-dwellers without a water tap in their home or immediate vicinity has risen by 114m. Mr Ban identified the problem as “a crisis of governance, weak policies and poor management”. Asit Biswas, of the Third World Centre for Water Management, an NGO, agrees: “Lack of money, scarcity, and so on—they’re all excuses. The problem everywhere is bad management. Click here to read More "The daily drinking water requirement of Kathmandu is 320 million litres but supply hardly amounts to 100 or 110 million litres.Groundwater levels are being depleted by 1.9 metres eac...

Dr. Shashi Tharoor in Lok Sabha on 15th March, 2011 Part 1 from nehha on Vimeo . He claims Indian parliament is against Maoization of Nepali Army ....

"The 2011 International Property Rights Index (IPRI) has ranked Nepal in the 100th place among 129 countries, one slot higher than last year. The IPRI is an annual international comparative study that measures physical and intellectual property rights and their protection around the world. The study quantifies the strength of property rights, both physical and intellectual, and ranks countries accordingly. The countries are ranked based on 11 factors reflecting the state of legal and political environment (LP), physical property rights (PPR) and intellectual property rights (IPR). This year the report contains rankings of 129 economies representing 97 percent of the world GDP." Source: KP Click here to Read more Dead Capital "A crucial ingredient missing in most macroeconomic programs in LDCs is the establishment of widespread, legal property rights for the assets people now hold. It is not that the majority, the poor included, in countries trying to build market econo...

" Less than half of Nepal's arable land is irrigated, the rest depends on erratic rains. Lack of investment in irrigation and the shortage of water in the dry season have hindered the spread of irrigation schemes in districts like Bhojpur and the arid areas of western Nepal." " Madan Gopali invested Rs 25,000 to get the drip system in his field and is waiting for the next harvest to see the results. Says Gopali: "Water is scarce here. With this system I can irrigate the field year round. If I get three yields a year, I will r ecover my investment in two years ." (Source: Nepali times) Click here to read more Drip water successful business model - Click here to read

" According to a study by the Alternative Energy Promotion Centre (AEPC), Nepal has the potential to generate 3,000MW from wind energy, with the Kathmandu Valley alone capable of producing 70MW. On average, Nepal gets 18 hours of wind every day and at least two good windy days a week, and in some places like Kagbeni, 200MW could be generated from a single plant. Along with private firms and development organisations, the government too has shown interest in tapping into this resource." Click here to read more

Bankers have expressed serious concern about the lawmakers’ proposal to amend the proposed Banks and Financial Institution Act (BAFIA), saying that the proposal, if implemented, would lead the banking sector to a disaster.Lawmakers, especially from the UCPN (Maoist), recently made such proposal to the Parliament. Concern Number one : - Bankers’ opposition starts from amendment proposal that seeks to replace the term ‘ economic liberalisation ’ by ‘ self-reliant mixed economic system’ in the preamble of the proposed BAFIA. “Progress achieved so far in the banking sector is due to the economic liberalisation policy,” bankers said at a press meet on Monday. “Are we heading back towards the old controlled system?” asked Nepal Bankers’ Association Vice President Rajan Singh Bhandari. My Take: term it economic liberalisation ’ or ‘ self-reliant mixed economic system, Does it really matter ? No matter what you term your "banking ideology model" in this age of globalization, Ne...

In Business School when we read or talk about Big Multinational Companies procuring raw material from the Bottom of the pyramid sellers/farmers, we often hear about Pepsi-Contract farming or ITC E-coupal Here is an example from Nepal..... Chaudary Group,One of the biggest conglomerate in Nepal ( total asset 500 million + ) buys herbs direct from the farmers in rural Nepal ................ "Chaudhary Group, Nepal's one of the largest conglomerates has entered to develop and promote herbal industry through public-private partnership approach in Nepal. Thus, Chaudhary Biosys (Nepal) Pvt. Ltd. (CBNL) was established in 2004 to collectively work with INGO's, Government Agencies and Communities in the field of Non-Timber Forest Product (NTFP) by establishing a world class Medicinal and Aromatic Plant based Processing Industry to uplift the less privileged community in Nepal " Click here to read more

" Growth in the population and number of households is the foremost factor affecting solid waste and its management. Cities are growing at a rate ranging between five percent and 12 percent—much higher than the overall growth rate of Nepal (2.24 percent). Major cities like Kathmandu and Pokhara are estimated to double their population within the next ten years. With rapid urbanisation and changing consumption patterns, solid waste management has become a major challenge in most of the nation’s urban centres, particularly the larger ones. According to the Central Bureau of Statistics, only 17 percent of urban households have their waste collected by waste collectors. Furthermore, in low-income households (indicated by houses having no toilets) only two percent have their waste collected. " (Source:Kathmandu Post) Click here to read more

A Pay-Per-Use approach in which consumers pay lower costs for each use of a group-owned facility, product, or service. This limits the impact on their cash flow while the sheer numbers of consumers makes the proposition sufficiently attractive for thirdparty providers. A pared-down, No Frills service that meets the basic needs of the poor at ultra-low prices and still generates positive cash flow and profits through high volume, high asset utilization, and service specialization. Paraskilling , which combines No Frills services with a reengineering of complex services and processes into a set of disaggregated simple standardized tasks that can be undertaken by workers without specialized qualification. Distribution networks that reach into remote markets via Shared Channels , piggybacking products and services through existing customer supply chains, thus enabling poor people to afford and gain access to socially beneficial goods A system of Contract Production that directly involves small...