- Central Bank has asked Banks to make it easier for Farmers to coordinate the timing between interest payment schedule and crop harvesting - Micro insurance - crop,livestock could be beneficial for both the farmer and the lender.(SKS model?)
- Central Bank will count -Collateral free affordable housing loans up to Rs 100,000 to low caste communities as deprived sector lending- Can some thing like" non-mortgage back securities " be foster affordable housing?
- Financial NGOs registered with Central Bank can own upto 25% of a MFIs-INGO involved in Impact investing could use this Medium to invest in micro-finance
Commercial banks have to invest at least 3.5 percent of their total loan portfolio to the deprived sector, while development banks should lend 3.0 percent and finance companies 2.5 percent.
Things in Italics my thoughts
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